A fall in home loan rates since last September as well as a few provisions in the Union Budget 2016-17 are working in favour of the home buyers, says Rajiv Raj
Each problem is discussed in detail and appropriate remedies are mentioned along with it.
GST rates on under-construction houses maybe reduced from 12 pc with input tax credit to 5 pc without ITC. Similarly, the rate for under-construction affordable houses could come down to 3 per cent without input tax credit, from the current 8 per cent.
We must stop stigmatising business failures. Particularly when startups are mushrooming all around, the financial system, backed by the RBI and the government, can explore ways of extending support to restart the journey of a failed entrepreneur by finance as well as counselling, recommends Tamal Bandyopadhyay.
The prime minister will be part of the launch of several development initiatives on his birthday.
One of cricket's greatest players passed into the ages on Monday. Rediff.com salutes the legend.
Brand India's societal divisions and distortions have remained as much relevant in 'liberal' America and Europe as it still is in the structurally stratified Indian society of the 21st century, observes N Sathiya Moorthy.
It was August 2007. Tata Steel was turning 100. Jamshedpur, its hometown, had an air of celebration. The line-up for the special event included the launch of Air Deccan's commercial flight connecting Kolkata and Jamshedpur, and release of Russi Lala's new book, Romance of Tata Steel. There was also the screening of The Spirit of Steel, a 20-minute documentary directed by Zafar Hai showcasing Tata Steel's legacy, and a corporate anthem penned by Javed Akhtar and composed by Shankar, Ehsaan and Loy.
Here's a dummy's guide to the home loan fee maze
Because from June 1, 2015, you will have to fork out 14 per cent service tax instead of 12.36 per cent
'Me and my family along with Sarfaraz have given our entire life towards this dream.'
Former India captain Rahul Dravid was unanimously appointed Head Coach of Team India's senior men's team by the Cricket Advisory Committee, comprising Ms Sulakshana Naik and R P Singh, on Wednesday.
Follow these tips to get ready to celebrate with sweets and kites with your friends and family in your new house next Pongal.
Kohli went on to congratulate Gill for scoring his first century at home as the youngster converted his start to make a sublime 116 off 97 balls.
A pan-India 'fraud-to-phone' network has been busted by security agencies, which have also arrested eight people and seized nearly 300 new mobile phones bought with stolen funds, officials said on Tuesday. Moreover, 900 mobile phones, 1,000 bank accounts and hundreds of unified payment interface (UPI) and e-commerce IDs of this gang have been identified and are under investigation. Nearly 100 bank accounts, and debit and credit cards have been frozen by the security agencies so far, officials said.
While slowdown was prominent in vehicle loan segment, home loans growth improved to 18.7% in May 2019 from 15.5% a year ago.
If you have availed a home loan from an NBFC, you can shift your existing home loan to a bank and benefit from the MCLR regime, suggests Ratan Choudhary, head - home loans, Paisabazaar.com.
As yields on 10-year government bonds rose from 6.65% in April 2017 to around 7.50% now, liquidity pressures have increased the cost of funds for housing finance companies.
Dr Shreekant Sambrani pays tribute to M S Swaminathan, renowned agricultural scientist and a lifelong crusader against hunger who passed away in Chennai recently.
India have never won a Test series on South African soil and Kohli's men will go all out to be the first team to achieve the feat.
Australia's batsmen must balance aggression with discipline to combat India in the third Test in Sydney after being pinned down by their bowlers in the first two matches, number three Marnus Labuschagne said.
With the dizzying rise in the number of Covid-19 cases in the country, India Inc has transitioned from a wait-and-watch policy to full-on emergency mode, bringing back remote and flexi work, stringent safety protocols, and allowing only essential travel. Companies - especially in metros like Delhi, Mumbai and Kolkata - that had adopted a hybrid work model during the last few months when the caseload remained low, are either switching back entirely to work-from-home (WFH), or calling skeletal staff to office on select days. Take the case of cigarettes-to-hotels major, ITC, which had been on a hybrid work model over the last few months.
Television actor Tunisha Sharma was founding hanging on the sets of a serial in Mumbai on December 24, one more instance of a showbiz aspirant allegedly taking the extreme step.
Alastair Cook, who will retire after this week's fifth Test against India, is the sixth highest scorer in five-day cricket with 12,254 runs, including 32 centuries.
'When a common man's house is on fire, he is infused with extraordinary strength.' 'He will go to any length to save his home and family even if he is not as big and strong as Sunnyji.'
'It's unfortunate that the prime minister prioritises his own image over the humanitarian situation that is unfolding in Manipur, prioritising his ego over the atrocities that women and tribals have had to suffer in Manipur.'
You would find NBFCs more willing to lend even if you have a poor credit score, says Adhil Shetty
Star paddler Sharath Kamal continued his sensational run to reach the finals of both the men's doubles and mixed doubles events and assure India of at least two more medals at the 2022 Commonwealth Games in Birmimgham on Saturday.
The actor, who has been catapulted to the national spotlight for his work in helping stranded labourers, has refuted reports of his political motivations and says his work with the migrants is because of his love for them.
India has entered the final of the Thomas Cup for the first time since the tournament began 73 years back.
Applying for a home loan may seem scary if you go into the process unprepared, but if you have braced yourself well in advance and follow these steps you will find that getting your home loan application approved is a breeze.
Six months after storming out of the Baroda team hotel due to his argument with Krunal, Hooda joined Rajasthan ahead of the 2021-2022 season as a professional, but such was his frame of mind that Hooda never spoke money with the RCA officials.
'Kalnirnay is like a bible for any family.'
Australia's defeat in the home series against South Africa helped them galvanise, opening batsman David Warner said on Wednesday ahead of the second Test against India.
'... To ensure that the vast Indian Ocean Region remain peaceful.'
Congress on Monday appeared to claim credit for effective handling of cyclone 'Phailin', saying all steps are being taken under its rule to make the country "disaster-resilient" which was evident from the Indian Meteorological Department's accurate prediction and "record" evacuation of over one million people in Odisha and Andhra Pradesh.
Talking about home loan rates, there is good news for borrowers.
The result is a boost for South Africa, who need a clean sweep of the series to stay on course for guaranteed qualification for the World Cup in India this year.
Booked between 2007 and 2011, out of the total 32,700 residential units under various Jaypee Infratech (JIL) projects, at least 20,000 homes are yet to be delivered. Supreme Court documents show that, till last March, Jaypee had issued 7,997 offers of possession to homebuyers while executing only 6,530 sub-lease deeds. These deeds offer homebuyers possession rights but, unlike registration, does not guarantee absolute ownership.
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